← Back to Home

Privacy Policy

Effective Date: January 1, 2026 | Last Updated: October 2026

1. Information We Collect

We collect minimal necessary data required to deliver our service: email address and basic profile info via Clerk authentication, and subscription status tokens from payment processors. We do not store or process sensitive credit card numbers directly.

2. How We Use Information

We utilize your information solely to authenticate your session, provision PRO membership permissions, sync your trading journal and dividend preferences, and send essential notifications or weekly institutional digests (with 1-click unsubscribe).

3. Third-Party Service Providers

We partner with industry-standard, SOC2/GDPR-compliant providers: Clerk for authentication, Neon for encrypted PostgreSQL hosting, and PCI-DSS compliant payment gateways. We never sell, rent, or trade your personal data to third parties.

4. Your Data Rights

You have the right to access, export, or permanently delete your account data. To request account deletion, contact support@13fwhale.com.